Mortgage Broker Serving Windsor, Tecumseh & Leamington

Category: Mortgage

The Advantages of Working With a Mortgage Broker

Mortgage brokers simplify the difficult task of securing a mortgage loan. They work as middlemen between borrowers and banks to help the former discover the best financing opportunities.  In other words, they do all the heavy lifting. For example, a mortgage broker handles most of the loan procurement process, from in-depth market research to communicating […]

Answering Common Questions About Private Mortgages

Canadians who have difficulties qualifying for a bank mortgage have an option of turning to private lenders. Meanwhile, not all mortgage seekers are aware of how private mortgages differ from traditional mortgage loans and are not sure what to expect when speaking to the private lender or the mortgage broker. Indeed, given the new CMHC […]

What’s the Difference Between Fixed and Variable Rate Mortgages?

Fully understanding the differences between the various types of mortgages available to you can be a daunting challenge. The two main types of mortgages you should be aware of are fixed and variable rate mortgages. In this blog, we will explain the differences between these two types of mortgages and review mortgage rates in general. […]

Everything You Need to Know About Commercial Mortgages

As a business owner, you have to be on top of many things. Hence, the last thing you need is to worry about the rising costs of renting your commercial property. Unfortunately, we see it all the time: busy professionals like yourself are growing their business and have no idea how to contend with the […]

Is Getting A Second Mortgage a Good Idea?

One of the most underrated benefits of investing in your own home is the possibility of using it as collateral for a second mortgage at a time of great financial need. In this article, we’ll discuss how you can mortgage your home for the second time and why doing so might be a good idea. […]

Common Mortgage Mistakes to Avoid

The process of applying for and securing a mortgage can be confusing for many. It’s not something people do everyday and, simply put, there are several terms and conditions to read though — many of which contain phrases and words that are not common in everyday use. Even using a mortgage calculator or working out […]

5 Tips to Renewing Your Mortgage

When a lender grants a mortgage for a home to a borrower (the “mortgagee”), a formal contract is signed, setting out the terms and conditions of the mortgage. The length of such a contract will be for a fixed period of time. This is called the “mortgage term” (or the “term”). The term can range […]

Should You Pay Your Mortgage Off Early?

Almost everyone who buys a home needs a mortgage loan to do so.

The thought of…

What Canadians Need to Know About the Mortgage Stress Test

In life, it’s always considered wise to plan ahead and to try to mitigate any potential problems before they arise. That’s why it’s smart to undertake a mortgage stress test, in case your mortgage payments are dramatically increased due to rising interest rates. It may also be helpful in the case that you lose your […]

How To Protect Yourself From Mortgage Fraud & Mortgage Penalties

Don’t get caught in a trap of committing mortgage fraud – the consequences can be prison time, a hefty fine, or a black mark on your credit report. Whether you have a mortgage or in the process of getting approved for one, it’s important to understand what mortgage fraud is and how to protect yourself. […]

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