Team Zanet - Mortgage Brokers Serving Windsor and Essex County

Products & Services

Buy Your Dream Home: Financing in Tecumseh, Leamington, Windsor & Essex County

Axiom Mortgage Solutions offers a variety of financing options in Tecumseh, Leamington, Windsor and Essex County that can be customized to fit your particular needs and preferences. Follow the links listed below to learn more about your borrowing options.

  • Open Mortgages
  • Secure Line of Credit
  • Commercial Mortgages
  • Difficult Mortgages

Fixed Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

A fixed mortgage locks you into a set interest rate throughout the term of your mortgage, allowing you to know exactly how much principal and interest you will be paying during the term of the loan. Terms can range from as little as 6 months or up to 10 years in duration.

Fixed rate mortgages offer some form of pre-payment, from 10% to 25% of the original mortgage balance each year, depending on the lender. If you wish to pay off your mortgage in full you may face a penalty of either 3 months simple interest or an Interest Rate Differential (IRD). The benefit of a fixed rate mortgage lies in the interest rate, which is lower than that of an open mortgage. A fixed rate mortgage is a popular option for borrowers who have no plans to pre-pay it in full during the selected term.

Open Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

An open mortgage offers the borrower the flexibility to pay off part or all of the mortgage balance at any time without penalty. Interest rates are usually higher on an open mortgage and are tied to the bank’s prime rate.

Second Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

A “second mortgage” typically refers to a secured loan (or mortgage) that is subordinate to another loan against the same property.

Commercial Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

A commercial mortgage is similar to a residential mortgage, except the collateral is a commercial building or other business real estate rather than residential property. In addition, commercial mortgages are typically taken on by businesses instead of individual borrowers.

Variable Rate Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

A variable rate mortgage allows borrowers to take advantage of today’s low prime interest rates. Most variable rate products are set below prime, with terms that range from 1 to 5 years. Payments vary, depending on which product or lender you choose. In some cases you can fix your payments for up to 5 years, but the interest rate will fluctuate as the bank’s prime rate changes. In other cases your monthly payments will fluctuate depending on how many times the prime rate changes during the term of your agreement.

Secured Line of Credit

Products & Services Windsor Team Zanet Mortgage Specialists

A secured line of credit allows you the freedom to access the equity in your home whenever you choose. Interest rates are tied to prime, but are usually slightly above the rate the banks pay. Required payment on the balance is interest only, making it a good choice in those cases where cash flow may be important. A secured line of credit offers lower interest rates compared to an unsecured line of credit. You may have a secured line of credit, as well as a mortgage, if you have sufficient equity in your home.

Private Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

A private mortgage is an agreement that allows you to borrow from another person or business rather than a bank.

Difficult Mortgage

Products & Services Windsor Team Zanet Mortgage Specialists

Many lenders shy away from mortgages that entail complicated financing issues, such as multi-unit investment properties, restaurant real estate loans, construction and development loans, and other problems. When your bank says “No” or “We don’t offer that program”, Axiom Mortgage Solutions can help. We work directly with banks and lenders to locate exactly the right solution for your needs.

Mortgage Interest Rates in Windsor & Tecumseh

Because Axiom Mortgage Solutions works with a wide variety of lenders we can access competitive, lower-than-advertised interest rates. Check back with us often to see how these rates compare to average bank rates.



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This data is provided for information purposes only and can change without notice. For more information about our services, contact the Axiom Mortgage team.

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